Category Archives: Credit

How to Fix Negative Equity in a Car Loan

Unfortunately, cars depreciate in value. Other than real estate, few things in life gain in value over time. In North America, millions of car owners every year discover that depreciation the hard way. They find out they have negative equity, or are “upside down”, in their car loan. Are you unfamiliar with the term? It’s How to Fix Negative Equity in a Car Loan

Opposites Attract in Marriage and Credit. Here’s How

It’s often said that opposites attract. It’s usually referring to someone’s love life. Sometimes it’s an outgoing A-type personality that seeks out quiet, shy people to hang around. Or, a slender person looks for a larger companion to date. There are reasons for every situation, from a feeling of safety to a feeling of excitement Opposites Attract in Marriage and Credit. Here’s How

An Auto Loan Calculator Could Lead You Astray, and Here’s Why

You’re credit challenged in some fashion. It means different things to different people. It’s a run of late payments for some people, collection agencies calling for others. It may be a bankruptcy or an ex that took you to the cleaners in a divorce settlement. Or, you might have no credit of your own. Yet, An Auto Loan Calculator Could Lead You Astray, and Here’s Why

How Much Car Can I Afford?

Seldom are you able to go where you want to and do the things you want to do without a car. You need to buy a car, much sooner rather than later. But whether financial matters are your strong point or not, it’s quite difficult to know what the lenders are looking for when you How Much Car Can I Afford?

What kind of down payment do I need to finance a car?

A car commercial comes across the TV screen. In big, bold numbers, the ‘low monthly payment’ grabs your attention. Can you really buy the car for so little? Of course, what you DON’T see is the fine print at the bottom of the screen. It tells you the payment doesn’t include taxes or dealer fees. What kind of down payment do I need to finance a car?

Let’s Talk About Phil’s Money Problems

Phil is a great guy. He’s the responsible, quiet guy that always seems to have it together. He has a wife, two kids, went to grad school and got his dream office job right away. Phil is the guy everyone wants to be, but he has money problems. It’s not what you think, though. Phil Let’s Talk About Phil’s Money Problems

Four Ways to Blow Your Paycheck

Money comes and money goes. That’s how the economy works, right? But when payday rolls around, you want your money to last until the next one…and maybe put a little bit away at the end of the week. Sadly, that’s not how it goes for most Americans. A full half of all US citizens live Four Ways to Blow Your Paycheck

What Can You Do if Your Car Payments are Too High?

You have a car loan, as most people do. It was great at first…and then something changed. You may have been hit with a massive repair bill for your furnace at home, or your preteen son needs braces. You’ve been laid off your long-time career position just before a promotion you expected. You fell ill What Can You Do if Your Car Payments are Too High?

Should You Complete an Online Credit Application?

When you’re on the CarUP Kansas City website, one of the first things you’ll notice is an option to get pre-approved for a car loan. Essentially, it’s an online credit application. That feels like it’s a little early in the process – after all, you haven’t even chosen your vehicle yet! There is a reason Should You Complete an Online Credit Application?

Great Ways to Establish Good Credit

We all have to start somewhere. You might have just recently turned the age of majority. You may have just received your Green Card to live and work in the United States. Or, you might have embraced off-the-grid living until now and circumstances dictate a change in life. In any situation, if you need to Great Ways to Establish Good Credit

Why is a Down Payment Recommended?

You’re shopping for a car. Every car ad that you look at – new, used, or certified pre-owned – has a payment listed. In the details, there’s an explanation that tells you what that payment amount is all about, and it nearly always includes a down payment. Why is a down payment always recommended or Why is a Down Payment Recommended?