Which Options Will Boost My Future Resale Value?

Unless the car you buy is a limited production or an extremely rare exception, it's going to depreciate. That's what happens when you buy a product - like a car - that breaks down, adds wear, and racks up the miles during the course of its lifetime. Frankly, it shouldn't be a surprise. Would you expect that someone would pay what you did after you've used your vehicle? It's why considering resale value when shopping for a used car is so important.Even though your vehicle is going to depreciate, there are a few things that can prevent a massive price drop. Of those few things, your vehicle's options should be included. Which options should you choose to help keep your resale value as high as possible?

Should You Trade In or Sell Your Car?

It has come time to upgrade your vehicle. Your family may have expanded and your current car is too small. Our job location may have changed and you now need something better on fuel. Or, you just want something with more options or, simply, nicer than your current vehicle. THe problem is that you have a car right now, so what do you do with it? Do you trade in or sell your car?

Can I Get Financing for Cars Under $10,000?

Buying a car is often a stressful situation, and that's understandable. It's a big chunk of change you're putting towards a vehicle. What's worse is that it will drop in value over time - essentially, your money 'evaporates'. So to minimize the hurt, you may be looking at cars under $10,000. But is it possible to get financing for older and/or lower-priced cars?Yes, it is possible. At CarUP Kansas City, we can arrange financing for most any vehicle you select from our lot. That includes cars under $10,000. However, there are pros and cons to purchasing and financing cars under $10,000. Here are a few:

Three Ways to Save Money this Summer

Crank up the air conditioning in your house. Hit the malls for a new summer wardrobe. It's summertime, and you want to enjoy it while you can! You have your shopping list all set to go and your credit card in hand. You're going to do some serious shopping damage at the department store before you crash at home to cool off.But once you've done your summer shopping prep, you won't be able to get out and enjoy it. Your credit card will be maxed, leaving no money for summer fun while you pay it off. Instead, why not look for ways you can trim back your spending this summer? In the end, you'll be able to make the most of the warm weather while it's around.

Four Ways to Blow Your Paycheck

Money comes and money goes. That's how the economy works, right? But when payday rolls around, you want your money to last until the next one...and maybe put a little bit away at the end of the week. Sadly, that's not how it goes for most Americans. A full half of all US citizens live paycheck to paycheck. Often, it's because of bad spending habits.If you want your money to last longer than the weekend, avoid these four ways to blow your paycheck.

What Can You Do if Your Car Payments are Too High?

You have a car loan, as most people do. It was great at first...and then something changed. You may have been hit with a massive repair bill for your furnace at home, or your preteen son needs braces. You've been laid off your long-time career position just before a promotion you expected. You fell ill and can't earn as much as you used to. Suddenly, you need to buckle down on your finances and your car payments are too high. What can you do about it?It's a horrible place to be, but don't despair - you have options.

Can a High Interest Car Loan Be a Good Thing?

Since you've learned about money, you've probably been instructed to pay as little interest as possible. You're bombarded with car ads advertising no-interest car financing or nearly non-existent rates. But you're new to the credit game or have had credit trouble in the past, so you don't qualify for those low rates. You know this because you've tried! All you qualify for is a high interest car loan. That's not a good thing... right?Maybe it is, and here's why:

Should You Complete an Online Credit Application?

When you're on the CarUP Kansas City website, one of the first things you'll notice is an option to get pre-approved for a car loan. Essentially, it's an online credit application. That feels like it's a little early in the process - after all, you haven't even chosen your vehicle yet! There is a reason for it, though, and the purpose will assist you in finding the best vehicle for your needs, your wants, and your credit situation.

Great Ways to Establish Good Credit

We all have to start somewhere. You might have just recently turned the age of majority. You may have just received your Green Card to live and work in the United States. Or, you might have embraced off-the-grid living until now and circumstances dictate a change in life. In any situation, if you need to establish good credit, you'll find it's not as easy as you think.Financial institutions love to lend money to clients with established credit scores. It seems that anyone with good credit can borrow as much money as they desire, and even people with bad credit have little difficulty getting a loan or credit card. It's the segment that falls in between - the people who haven't borrowed money at all - that seem to have the most trouble.Take heart, though. You can establish good credit that opens doors financially in just a short time. Here are a few ways to do so.

Why is a Down Payment Recommended?

You're shopping for a car. Every car ad that you look at - new, used, or certified pre-owned - has a payment listed. In the details, there's an explanation that tells you what that payment amount is all about, and it nearly always includes a down payment. Why is a down payment always recommended or required?