Make Your Money Go Further With Car Maintenance

Whether times are financially tough or you're living a frugal lifestyle, it's all about saving money wherever you can. Why spend more than you have to on vehicle repairs or car maintenance? It's just good sense to stretch your money as far as it can go.Do you need some ideas for keeping costs down with your car repairs or with car maintenance? CarUp has your back. Follow these pointers to get the most for your money.

How Good People Get Bad Credit

Bad credit doesn't discriminate. Whether you're a recent graduate or a senior citizen, you can experience bad credit. In most cases it's not because of criminal activity or willful disregard. In a vast number of situations, it's simply a mistake or a change in life that sets that ball in motion. And once it starts rolling, it tends to find its way to the bottom of the hill.

How Divorce Can Affect Your Credit

There's a 50/50 chance you've either experienced one, are in the midst of one, or will go through it in the future. Divorce is sadly a common occurrence in today's culture. It's the separation of two partners who decide to live their lives apart instead of together, but it reaches much further than just the home. It isn't often considered how divorce can affect your credit.It's true - it's all too easy for your credit to suffer when you're in the throes of a divorce. Here are just a handful of ways it can occur.

Best Practices for Using Your Credit Card

Read the fine print on your credit card statement. In most cases, you'll see the interest rate is anywhere from 19.99% up to 29.00%. That might not seem like a big deal because you pay your bill off every month...right? If you don't pay your credit card bill's full balance every month, you end up paying interest charges that add up quickly. If it's a one-time thing, it's not such a big deal. But when you use your credit card regularly, it can take its toll financially. Here are a few best practices for using your credit card. They could save you money and potential credit problems down the road.

Can a Car Loan Help Repair Bad Credit?

Life never stands still. Good or bad, there's always something that is changing. Some of those circumstances like relationship breakdowns, unexpected illnesses, job loss can cause missed payments because of insufficient income. Some of those circumstances are because of irresponsibility or a lack of understanding, and the results are the same: late or missed payments. It all leads to bad credit, collections, and even bankruptcy in some cases.Once you have bad credit, it takes time and hard work to get back on track. Your credit history stays with you for seven years. Any time you apply for a credit card, a loan, or a mortgage, the lender sees your past financial indiscretions.You're considered a high-risk client and receive less than optimal repayment terms and interest rates. But a car loan can help repair bad credit.