Blog
3 Ways to Improve Your Credit Rating Quickly
Posted Friday, November 10, 2017
You've heard for a long time that credit issues stay on your credit report for years. That's true, and it's for a good reason. Getting credit from a lender isn't something you are entitled to. It's given because you've earned it, and it's hard work to get to that point. For many people, learning that lesson comes the hard way. Along with that lesson comes a substandard credit rating, and it truly can take years to recover.It doesn't have to be a major hurdle for years, though. Even if you have a few blemishes on your credit rating, it's possible to get financing from good lenders sooner than you think. That means lenders who won't overcharge you on interest and will offer terms you can live with. After all, you need a car loan that you can repay, not one that will further damage your credit rating.Get started rebuilding your credit today. Here are three easy tips to improve your credit rating within a short time frame.
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How Much Car Can I Afford?
Posted Friday, November 3, 2017
So many factors influence your car shopping experience. At first, it's all excitement that you're going to be buying a car. Then there's the frustration of finding the right car for your needs. And when you realize you need to get a loan to buy a car, a new question enters your mind: "How much car can I afford?"It doesn't matter if you are well to do or make a modest living. You may have a squeaky-clean credit history or you might have a few black marks on record. You can shop for a high-end luxury sedan or a well-worn pickup truck. You still have to ask yourself how much car can I afford?
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Used Trucks For Sale: Issues to Watch For
Posted Friday, October 27, 2017
In Kansas City and the surrounding areas, trucks are a popular vehicle to purchase. They're just so handy - you can use the to carry a load, haul the family around, tow your trailer or boat, or use as a mobile office. And or whatever reason you're shopping for a truck, there are used trucks for sale in the area.But be careful! Not every truck you see is equal, even for the same year, make, and model. You'll want to be diligent when you're shopping used trucks for sale, otherwise you could be stuck with unexpected repairs or maintenance, even before you get a chance to enjoy the truck for a bit.As a truck buyer, there are a few things you can watch for when shopping used trucks for sale. Keep these in mind and you could save yourself tons of time and money!
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5 Steps Before You Buy a Car with Bad Credit
Posted Friday, October 20, 2017
Sometimes it's just a few bad decisions that have a long-lasting result. You may have skipped a few bills or forgotten to pay a ticket that went to collections. Other times, it's a wrench thrown into your plans that's completely unexpected. A death in the family, a split from your spouse, or job loss. But no matter how you got there, you still have bad credit. And now, you're feeling the pain when you try to buy a car with bad credit.It's not impossible to buy a car with bad credit, even though it feels like it at times. But you can do a few things to help make getting a loan approval easier.
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How to Fix Negative Equity in a Car Loan
Posted Friday, October 13, 2017
Unfortunately, cars depreciate in value. Other than real estate, few things in life gain in value over time. In North America, millions of car owners every year discover that depreciation the hard way. They find out they have negative equity, or are "upside down", in their car loan.Are you unfamiliar with the term? It's pretty simple, actually. Negative equity means that your car is worth less than you owe on your car loan. Does that make your jaw drop? Don't be so surprised - it could be the case for you too.
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Five Best Cars for Bad Credit
Posted Friday, October 6, 2017
If you're one of the millions of Americans whose credit score could use some improvement, you might have trouble getting financing for certain vehicles. Some cars simply don't have the same resale value down the road as others, and that can make them less attractive to lenders. Other vehicles hold their value extremely well, and that's a great thing when it's time to get a car loan. The best thing is this: some of the best cars are great for financing with bad credit.It might not be a surprise that the vehicles with high resale value are some of the best cars for financing with bad credit. It makes sense - the lender sees less risk when the car retains its value over time. And that's a good thing for you as well. Your car will be worth a fair value when the time comes to sell it down the road.Wondering which cars will prove less troublesome when you apply for auto financing? We have five of the best cars to get approved for an auto loan when your credit is less than perfect.
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Opposites Attract in Marriage and Credit. Here's How
Posted Friday, September 29, 2017
It's often said that opposites attract. It's usually referring to someone's love life. Sometimes it's an outgoing A-type personality that seeks out quiet, shy people to hang around. Or, a slender person looks for a larger companion to date.There are reasons for every situation, from a feeling of safety to a feeling of excitement or even danger. That's all well and good, and opposites attracting is a natural phenomenon that seems to work for many.
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An Auto Loan Calculator Could Lead You Astray, and Here's Why
Posted Friday, September 22, 2017
You're credit challenged in some fashion. It means different things to different people. It's a run of late payments for some people, collection agencies calling for others. It may be a bankruptcy or an ex that took you to the cleaners in a divorce settlement. Or, you might have no credit of your own. Yet, when you're shopping for a car, an auto loan calculator is the first tool that lenders offer. That's a problem.
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Why Price Doesn't Make it a Used Car Deal
Posted Friday, September 15, 2017
Browsing online or on the used car lots around town, you find plenty of cars you would love to drive. But you're looking for a great used car deal, and none of the options you've looked at are quite as good as you want. You want to pay BELOW the average price.But there are things more important than the sticker price. When you're looking for a fantastic car, you need to look beyond the price tag. Here are five items you should consider when shopping for a used car deal.
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Myths about Used Car Dealerships
Posted Friday, September 8, 2017
In the United States, the used car marketplace is a thriving industry. Millions of cars hit the road for the first time every year, and it doesn't take long until it becomes a used car for sale. Some come up for sale privately while others end up at used car dealerships.Where you buy a used car is very likely affected by what you've heard about the buying process. Your father, aunty, cousin, or friend of a friend probably tells you their experience countless times, and that's probably because it wasn't positive. But what you've heard about the difference between private sellers and used car dealerships probably isn't totally true. Where buying privately is often painted as a rosy picture, there's a bigger story than the one you've heard.
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